ACORD study

Intelligent Growth in U.S. Property & Casualty Lines

Acord Intelligent Growth

A comprehensive analysis of the growth patterns of the 100 largest U.S. property and casualty carriers over the last 20 years

Duck Creek Technologies commissioned ACORD to produce a study focused on uncovering the key drivers, strategies, & tactics behind why some carriers are “intelligent growers” while some are not.

The study was based on a combination of public financial data, insurance statutory reports and in-depth interviews. It examined the intersection between growth (market share change) and value creation (underwriting profitability) over a 20-year time period, and describes how carrier management decisions have driven outcomes.

In this report, you’ll learn:

  • How the “Intelligent Growers” compare on various characteristics to carriers who are “Unsustainable Profitable Growers;” “Unsustainable Growing;” and “Waning”
  • How carriers in the U.S. P&C industry compare to the global insurance industry as a whole
  • The role of technology and other factors behind achieving intelligent growth

Download this report to learn more.

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